Financial Crime Investigator - #482924


Date: Aug 6, 2022
City: Manchester
Contract type: Full time
Work schedule: Full day

Financial Crime Investigator

12 Month Fixed Term Contract

Heard of us?

We’re an award-winning bank; backing people to fulfil life’s hopes and dreams.

Now is your chance…

Our Financial Crime Investigators are a vital support role across our business. Investigating all leads passed over from business lines across our product range to eliminate the presence of Financial Crime within our business. The team deals with a variety of cases across Mortgages, Invoice finance, Asset finance and Savings, and liaise with local law enforcement as well as many other areas of the business to conduct thorough investigations. This role is a great opportunity to upskill and broaden your knowledge in financial crime, working within a fast paced environment across a broad range of financial products.

The role of a Financial Crime Investigator is really important to us. You will be part of a Team of 10 investigators split across our Manchester and Wilmslow offices and report in to our Financial Crime Operations Manager.

You will work a mix of Office and Home each week as part of your role and will be based in our Manchester Offices.

What would your day look like?

  • Accurately investigate money laundering referrals (Suspicious Activity Reports) from the business lines.

  • Refer relevant investigations to senior investigators and / or second line FC for approval by the bank’s Nominated Officer prior to disclosure to the relevant authorities.

  • Investigate fraud and anti- money laundering referrals through key financial crime systems such as Hunter, CIFAS, OWS, and Worldcheck, working to identifying target matches, discounting false positives and accurately recording findings and outcomes.

  • Review and investigate transaction monitoring reports for suspicious activity, ensuring there are no breaches and where required seek appropriate consent from the NCA.

  • Understand and apply bank financial crime policies, such as High Risk Customer Policy, as well as have the ability to apply industry regulations such as the Money Laundering directives.

  • Liaise and respond to law enforcement requests, investigate for any suspicious activity as required.

  • Maintain accurate records of each investigation, outcome and policy exception.

  • Work within the Money Laundering framework particularly with respect to tipping off and failure to report.

  • Conduct 3rd party reviews on brokers, solicitors other third parties, escalating as appropriate to the respective business lines.

  • Respond to ad-hoc queries providing guidance to business lines, working to improve front line financial crime awareness policies and promote best practice to the business lines in relation to Financial Crime procedures.

What do we expect of you?

To be considered for this position you must have experience working with a Financial Crime Investigation/ prevention role within Asset Finance.

You must also have:

  • Knowledge of either Fraud or AML investigation

  • Experience using external fraud systems such as CIFAS and HUNTER

  • Confident and experienced in financial services

  • Knowledge of Mortgages, Asset Finance, Invoice Finance & Savings within financial services

  • Knowledge of relevant banking regulation and legislation

What can you expect of us?

  • A friendly and flexible culture, synonymous with our proposition to our customers.

  • A growing organisation that defines itself as being nimble, lean and strong.

  • A drive for continuous improvement, which you will be empowered to get behind from day one.

  • A communicative, accessible and approachable ExCo.

And of course, you will be compensated competitively, with a good range of core benefits and bonus potential.

Still Curious?

Aldermore Group was formed by bringing together two very successful businesses, Aldermore Bank and MotoNovo Finance, under the First Rand umbrella. Whilst our parent company operates internationally from their HQ in South Africa, we are a UK-based financial services specialist that supports our customers across a range of products and services, with hubs throughout the UK, including London, Reading, Manchester and Cardiff.

Underpinned by our strategic blueprint, “backing people to fulfil life’s hopes and dreams”, we thrive upon saying “yes” to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; and we open up the lending market to many.

This is where you come in. We are on a journey. A journey defined by a destination; to deliver on our purpose over the course of the next 3 to 5 years.

Join us today and we will make the same promises to you as an employee, as we do to each of our customers. We value your differences; welcoming applications from all sections of society. We continue to build an inclusive, empathetic and creative environment; where your views and contributions will inspire new ways of thinking.


Aldermore is an equal opportunities employer.

We do not accept speculative agency CVs. Any CV received by Aldermore will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs if authorised to do so by HR.

Where a DBS check or CIFAS check is identified as necessary, all application forms, job adverts and recruitment briefs will contain a statement that an application for a DBS certificate or a CIFAS check will be submitted in the event of the individual being offered the position.

Primary Location
: GB-GB-Manchester

Work Locations
: Manchester 4th Floor 40 Spring Gardens Manchester M2 1EN

: One Aldermore Default Job Family

: Aldermore BU

: Regular

: Standard

Job Type
: Full-time

Day Job

Job Posting
: Aug 5, 2022, 2:29:16 AM

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